BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone of our relationship. That
is why we work so diligently to safeguard your privacy.
The information that you provide us is kept in the
strictest of confidence. We have no intentions of selling
personal information about our customers to third-party
businesses. We are proud to make that commitment to you,
because your trust is the foundation of our business.
The following privacy policy explains how we use and
protect the information about our customers. We ask that
you read it carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, means
Pioneer Bank, SSB.
This is our privacy notice for our customers. When we
use the words, “you” and “your” we mean the following
types of customers:
Our consumer costumers who have a continuing
relationship by purchasing or holding financial products
or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources of information that we
collect about you. We will tell you what measures we take
to secure that information.
We first define some terms.
Nonpublic personal information means information
about you that we collect about you in connection with
providing a financial product or service to you. Nonpublic
personal information does not include information that is
available from public sources, such as telephone
directories or government records. Hereafter, we will use
the term “information” to mean nonpublic personal
information as defined in this section.
An affiliate is a company that we own or
control, a company that owns or controls us, or a company
that is owned or controlled by the same company that owns
or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a person that we
do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party, or
simply an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following
sources:
- Information that you give us on applications or
other forms
- Information about your transactions with us
- Information about your transaction with other
parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying
customer information.
INFORMATION WE DISCLOSE ABOUT YOU
We do not disclose any information about you to anyone,
except as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent
unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide
products or services to you. We maintain physical,
electronic and procedural safeguards to protect his
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
TEXAS NOTICE
This institution is chartered under the laws of the
state of Texas and by the state law is subject to
regulatory oversight by the Texas Department of Savings
and Mortgage Lending. Any consumer wishing to file a
complaint against this institution should contact the
Texas Department of Savings and Mortgage Lending through
one of the means indicated below:
PRIVACY STATEMENT
Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:
- Date and time our site was accessed
- IP address (A numeric address given to servers connected to the Internet)
- Web browser used
- City, state, and country
The bank may use this information to create summary statistics and to determine the level of interest in information available on our site.
Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.
In person or by U.S. Mail:
2601 North Lamar Boulevard, Suite 201,
Austin, Texas 78705-4294
Telephone: 877/276-5550
Fax: 512/475-1360;
www.sml.state.tx.us/contacts.html
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