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Personal Banking

Checking

Free Checking

With payroll direct deposit, there is no monthly service charge.

  • $25.00 minimum opening balance
  • No minimum balance required
  • Debit card
  • Internet access
  • $5.95 monthly fee for bill pay service
  • $1.50 fee for ATM transaction at another bank

Classic Checking

For those age 55 and older, free checks offered and no monthly service charge.

  • $100.00 minimum opening balance
  • No minimum balance required
  • Debit card
  • Internet access
  • Free bill pay service
  • $1.50 fee for ATM transaction at another bank
  • One box of free bank stock checks per year (150 checks)
  • Free check services (e.g., cashier’s checks, traveler’s checks, money orders)

Personal Checking

There is no monthly service charge if minimum balance of $500.00 is maintained.

  • $100.00 minimum opening balance
  • $10.00 monthly service charge waived if $500.00 minimum balance maintained.
  • Free Debit card
  • Free Internet access
  • $5.95 monthly fee for bill pay service
  • $1.50 fee for ATM transaction at another bank

Interest Checking

There is no monthly service charge on this interest-bearing checking account if minimum balance of $1,500.00 is maintained.

  • $200.00 minimum opening balance
  • $10.00 monthly service charged waived if $1,500.00 minimum balance maintained
  • Free Debit card
  • Free Internet access
  • $5.95 monthly bill pay fee
  • $1.50 fee for ATM transaction at another bank
  • Interest earned at tiered rates

Premium Checking

Enjoy many free services on this interest-bearing checking account if minimum balance of $25,000.00 is maintained.

  • $1,000.00 minimum opening balance
  • $15.00 monthly service charge waived if $25,000.00 minimum balance maintained
  • Free Debit card
  • Free Internet access
  • Free bill pay service
  • Free ATM transactions at other banks
  • One box of free bank stock checks per year (150 checks)
  • Free check services (e.g., cashier’s checks, traveler’s checks, money orders)
  • Interest earned at tiered rates


Savings

Personal Money Market

There is no monthly service charge on this interest bearing account if minimum balance of $2,500.00 is maintained.

  • $1,000.00 minimum opening balance
  • $10.00 monthly service charge waived if $2,500.00 minimum balance is maintained
  • Free Debit Card
  • Free Internet access
  • $5.95 bill pay service
  • $3.00 excessive withdrawal fee after six
  • Tiered interest rates

Personal Savings Account

This account features a low minimum opening deposit; great way to begin saving.

  • $100.00 minimum opening balance
  • $3.00 monthly service charge waived if $250.00 minimum balance is maintained
  • Free ATM card available
  • Free Internet access
  • Earns Interest
  • $3.00 excessive withdrawal fee after six

Kids Club Savings

For children ages 12 and under; Account features include a free gift at opening, birthday gift, bonus tiered rates, special stickers with every deposit and incentives for children who receive straight A report cards.

  • $10.00 minimum opening balance
  • No monthly service fee
  • No minimum balance to avoid service charge
  • Bonus tiered rates
  • $3.00 excessive withdrawal fee after three

PIONEER BANK     512-894-0262

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