Free Checking
With payroll direct deposit, there is no monthly service charge.
- $25.00 minimum opening balance
- No minimum balance required
- Debit card
- Internet access
- $5.95 monthly fee for bill pay service
- $1.50 fee for ATM transaction at another bank
Classic Checking
For those age 55 and older, free checks offered and no monthly
service charge.
- $100.00 minimum opening balance
- No minimum balance required
- Debit card
- Internet access
- Free bill pay service
- $1.50 fee for ATM transaction at another bank
- One box of free bank stock checks per year (150 checks)
- Free check services (e.g., cashier’s checks, traveler’s
checks, money orders)
Personal Checking
There is no monthly service charge if minimum balance of $500.00
is maintained.
- $100.00 minimum opening balance
- $10.00 monthly service charge waived if $500.00 minimum
balance maintained.
- Free Debit card
- Free Internet access
- $5.95 monthly fee for bill pay service
- $1.50 fee for ATM transaction at another bank
Interest Checking
There is no monthly service charge on this interest-bearing
checking account if minimum balance of $1,500.00 is maintained.
- $200.00 minimum opening balance
- $10.00 monthly service charged waived if $1,500.00 minimum
balance maintained
- Free Debit card
- Free Internet access
- $5.95 monthly bill pay fee
- $1.50 fee for ATM transaction at another bank
- Interest earned at tiered rates
Premium Checking
Enjoy many free services on this interest-bearing checking
account if minimum balance of $25,000.00 is maintained.
- $1,000.00 minimum opening balance
- $15.00 monthly service charge waived if $25,000.00 minimum
balance maintained
- Free Debit card
- Free Internet access
- Free bill pay service
- Free ATM transactions at other banks
- One box of free bank stock checks per year (150 checks)
- Free check services (e.g., cashier’s checks, traveler’s
checks, money orders)
- Interest earned at tiered rates
Savings
Personal Money Market
There is no monthly service charge on this interest bearing
account if minimum balance of $2,500.00 is maintained.
- $1,000.00 minimum opening balance
- $10.00 monthly service charge waived if $2,500.00 minimum
balance is maintained
- Free Debit Card
- Free Internet access
- $5.95 bill pay service
- $3.00 excessive withdrawal fee after six
- Tiered interest rates
Personal Savings Account
This account features a low minimum opening deposit; great
way to begin saving.
- $100.00 minimum opening balance
- $3.00 monthly service charge waived if $250.00 minimum balance
is maintained
- Free ATM card available
- Free Internet access
- Earns Interest
- $3.00 excessive withdrawal fee after six
Kids Club Savings
For children ages 12 and under; Account features include a
free gift at opening, birthday gift, bonus tiered rates, special
stickers with every deposit and incentives for children who receive
straight A report cards.
- $10.00 minimum opening balance
- No monthly service fee
- No minimum balance to avoid service charge
- Bonus tiered rates
- $3.00 excessive withdrawal fee after three
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